Custom-Designed Plans:

We work with you to design the best plan for your specific situation.

Protection:

While no one can protect you from the risks (or unexpected events) you face in life — we strive to protect you from suffering the financial loss that may result when any of those risks (or unexpected events) become reality. The major ones are job loss, divorce, injury, illness, death, longevity, and lawsuits.

Investments:

We help your family identify meaningful lifestyle, legacy and philanthropic goals; translating those goals into a comprehensive management and investment plan; working with family members, attorneys, accountants and other advisors toward the same goals.  We ensure the right vehicles and monitoring systems are identified and in place; and by conducting ongoing review and family education to adapt to changing needs while preparing the next generations for responsible stewardship.

Tax Planning:

We believe truly integrated tax planning is the center of any financial plan. Most affluent Americans are likely to adjust their financial plans as a result of their tax bite and life changes. Tax planning should go beyond the traditional concept of merely adding value to your investment planning. Tax awareness is woven throughout our services. We stay on top of the latest tax laws and work with you to develop comprehensive strategies focused on a holistic view of a financial plan’s after-tax results.

Retirement Planning:

We work closely with you to understand your personal goals – when you want to retire, where you want to live, what type of home you want, what activities interest you, what sights you want to see, etc.  Careful consideration will be given to the variables involved and how to make the most of your resources. We have the tools and resources to develop a plan that gives you the most realistic opportunity to reach your goals.

Estate Planning:

We work closely with Estate and Trust attorneys and accountants to help you meet your financial objectives now and in the future.  Through teamwork, we develop a road map for protecting and preserving your family’s assets, or those of your business. We provide customized plans that can help you achieve a careful balance of control and flexibility, shaping your family's future while responding to its changing needs. We safeguard your family's wealth, avoiding unnecessary taxes, and ensuring that your legacy will continue.

Our Fees:

We charge a flat fee for financial planning.  You choose either an asset-based fee or commission-based for investment products.

Clients' Best Interest:

Our recommendations to you are made with your best interests in mind.  We constantly look for ways to help you achieve your goals.